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Capitec Loan – we all run into tight cash flows, apply for capitec personal loans of up to R250 000.

It is best advisable to use reputable lenders like Capitec bank with great capitec loan rates.

Capitec loan rates are one of the best loan rates that loan seekers can find around and only found with this company.

The entity has been providing affordable capitec loan repayment table customized per individual affordability.

Let us take 7 minutes to discuss more about why capitec personal loans are the best loan one can find around.

With Fiance Panda on this reading we will discuss how loan seekers can access capitec loan application sms method.

We also check all the requirements for this loans and see if customers can apply for capitec loan without payslip.

For our readers in this article, we help customer with how they can check their capitec loan balance.

Capitec Loan

Capitec loans are provided by Capetic bank a registered financial services provider in South African.

The credit provider has Capitec personal loans of up to R250 000 over monthly repayments of 1 – 84 months.

The bank institution provides customized capitec personal loans based on individual credit profile.

This Capitec personal loans are customized for each an individual to suite their personal budget and affordability.

Because this loans are flexible, their loan products are based on a flexible capitec loan repayment table.

Besides this loans being offered by a reputable popular lender, this loans come with best capitec loan rates.

What do we mean by best capitec loan rates?

Capitec Loan Rates

Capitic loans rates are the best loan interest rates to find compared to other banks and its competitors.

With most competitive capitec loan rates of from 12.9%, this are by far best rates loan seekers can find.

Besides this lender proving best capitec loan rates, the best part is, they come if fixed monthly repayments.

One of the things that most people like about this loans is, customers can also use them as Capitec bank consolidation loans.

Capitec Bank Consolidation Loans

Customers can use Capitec personal loans as capitec bank consolidation loans to settle other financial commitments.

The Capitec bank consolidation loans can help people with multiple debts to consolidate them into one affordable installments.

We can probably all relate to this, having many separate finance commitments can result in failing to pay all of them.

Finance Panda regards this type of loan as a capitec multi loan to consolidate other loans.

It is for this reason that Fiance Panda recommends using capitec bank consolidation loans to combine all customer debts into one.

Here is why it is important to consider taking capitec bank consolidation loans, when getting loans with this lender.

Their personal loans comes with affordable credit insurance that also includes death cover and retrenchment.

Capitec Personal Loans

Here is all the documentation important to apply for this capitec loans.

  • SA ID/Smart Card ID
  • Original proof of residence
  • Loan seeker must not be less than 18 years of age.
  • Customer’s latest salary payslip.
  • (3) Thee months bank statement with 3 salary deposit

This documentation is important and vital, as we discussed earlier “capitec loan without payslip”

Can one apply for this for capitec loan without payslip or proof of income, the answer is no.

The company supports responsible lending and provides loans inline with the National Credit Regulator.

Capitec Loan Application sms

There are various ways and methods one can use to get access of this personal loans.

Loan seekers can simply use capitec loan application sms method by following the below step.

To use Capitec loan application sms method simply dial SMS “CREDIT” to 44773 from your hand held device.

Clients can also check for their Capitec loan balance using the relevant USSD dial number for capitec customers.

Capitec Loan Contact Number

To find most updated recent information including capitec loan contact details please visit

Below Fiance Panda provides readers with Capitec loan contact number for convenience.

0860 66 77 89

Capitec Loan Calculator

Capitec loan calculator is an online handy tool to assist customers do instant loan calculations.

The Capitec loan calculator will do among-st other things, perform instant capite loan reviews and loan amount repayments.

Capitec loan calculator will provide a loans break down on all amounts including selected Capitec loan rates.

Most importantly, this Capitec loan calculator provide guide loan seekers to select suitable loan amounts according to afford-ability.

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